Answered by Shaykh Faraz Rabbani
Walaikum assalam wa rahmatullah,
I pray that this finds you well, and in the best of health and spirits. May Allah grant you all good and success in this life and the next.
Unless the lender clearly and unequivocally affirms that they don't expect repayment, one would remain responsible to repay in full.
This is because "the basis is that things remain as they were," as the fiqh maxim affirms. [Majalla] Thus, if one owed someone money, the debt is considered to remain, until there is clear proof to the contrary.
And Allah alone gives success.
Faraz Rabbani
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